Target Savings · Daily

Small Amounts,
Big Results.

Save daily, weekly, or monthly toward a target. Earn up to 13% per annum compounded monthly. No withdrawals until you reach your goal.

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InterestUp to 13% p.a.
Daily Min.UGX 5,000
Tenors6 or 12 Months
WithdrawalsNone during target
13%
PER ANNUM
Compounded monthly
5,000
DAILY MINIMUM
Uganda Shillings
No Withdrawals
DISCIPLINE FIRST
Committed savings build real wealth

Who is this for?

Daily wage earners, small business owners, salaried workers, and anyone who wants to build savings discipline with small, consistent amounts.

Daily Wage Earners Small Business Owners Salaried Workers Market Traders
Eligibility Criteria
Active Kray account holder
Commitment to a 6 or 12-month target period
No withdrawals during chosen target period
What you get
What you will need
How to get it
  • Daily minimum: UGX 5,000 | Weekly: UGX 25,000 | Monthly: UGX 100,000
  • Up to 13% interest per year, paid daily, compounded monthly
  • Target periods of 6 and 12 months
  • No withdrawals permitted during target period
National ID
Active Kray Account
  • Visit any Kray branch or apply via the Kray mobile app or USSD *217#.
  • Carry your National ID and all required documents listed above.
  • A Kray loan officer will assess your application and guide you through the process.
  • Once approved, funds are disbursed directly to your Kray account — sometimes same day.

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