Asset Financing · Motorcycles

Own Your Boda,
Own Your Income.

Finance a motorcycle and start earning from it immediately. Clear path to ownership with affordable weekly installments from daily earnings.

Apply Now Talk to Us
RepaymentUp to 24 months
ScheduleWeekly Installments
CollateralThe Motorcycle
DepositRequired per bike type
24 Months
REPAYMENT PERIOD
Weekly installments from earnings
Deposit
REQUIRED
As per bike type
Bike = Security
COLLATERAL
Motorcycle secures the loan

Who is this for?

Commercial riders and delivery agents who are ready to stop renting and start owning their motorcycle — building an asset while earning from it daily.

Boda Boda Riders Delivery Agents Commercial Riders Stage Members
Eligibility Criteria
Ability to meet deposit and repayment obligations
Must have a registered riding stage
Consistent daily income from riding
What you get
What you will need
How to get it
  • Finance a motorcycle for income-generating purposes
  • Up to 24 months repayment period
  • Weekly installments structured around daily earnings
  • The motorcycle serves as loan collateral
  • Initial deposit required (amount varies by bike type)
National ID
Initial Deposit
Two Guarantors
LC Letters
Stage Recommendation Letter
  • Visit any Kray branch or apply via the Kray mobile app or USSD *217#.
  • Carry your National ID and all required documents listed above.
  • A Kray loan officer will assess your application and guide you through the process.
  • Once approved, funds are disbursed directly to your Kray account — sometimes same day.

You might also be interested in

Asset Financing

Rider's Loan

Already own a bike? Get a short-term loan using your motorcycle as collateral.

Learn more →
Business Loans

Sente Express

Quick working capital from UGX 300K–2M.

Learn more →
Asset Financing

Small Biz Asset Loan

Finance productive business equipment.

Learn more →
Chat with us